Professional Treatment Liability is designed for beauty or aesthetics professionals to ensure they are covered against any claims of malpractice by any clients following a treatment. If one of your clients feels that your treatment has harmed them physically or mentally, they may launch a legal claim against you. This is therefore the main insurance we recommend to ensure all of the future treatments you do are covered. This insurance would typically cover all legal fees and compensation fees if a claim is made against you giving you peace at mind. 

Public Liability Insurance ensures you are covered against any general accidents that happen during work. This could be for example if a customer tripped over your equipment or a trailing cable that was accidently left out. This is also important if you are a mobile therapist as this would protect you from any accidental damage you could cause when you bring your equipment in and out of a client’s home. Combined with Professional Treatment Liability insurance, this will give you greater peace of mind in case a general accident occurs.

Product Liability Insurance ensures that you are covered from any harm caused by the products that you use during your treatments, manufacture or sell to clients (for example as a part of their aftercare). If for example you sell an aftercare pack to a client following a treatment and they have an allergic reaction to one of the products (such as a cleanser) then they could seek legal action against you and therefore this insurance will protect you. It is recommended to all three discussed liability insurance’s to ensure you have maximum protection.

As a student of Pearl Aesthetics Academy you can gain insurance from various insurance companies once completing any of our accredited courses. However, we always recommend you check with your current provider first or contact some of the options below before you purchase any course from us. We will not be held liable for you not being able to obtain insurance as everyones individual circumstances are different (no refund). Here are some of the companies we recommend:

Insync Insurance – 01200 309 516
Towergate Insurance – 01438 739 839
Finch Group – 020 8878 7822
PolicyBee – 0345 561 0320